Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

opinions

Should Christians Own Guns?

So I was challenged with a great question:

Should Christians own Weapons (Guns), or rely solely on on prayer?

I consider myself to be a Christian, I also happen to own a gun shop.  The person that challenged my thought process made it seem like it was a dichotomy, mutually exclusive, I couldn’t have it both ways.  I could not be a Christian and believe in owning guns for self defense.  Was this true?  Was I misguided somehow?  I din’t think so, but I needed to know.  What I learned as I researched the subject was that it wasn’t a dichotomy at all.  In fact Jesus even told his Disciples to go and sell their clothing to purchase swords. (The equivalent sidearm as compared to today’s handguns) Swords weren’t used for hunting, they were simply used to kill people, as are handguns.   In fact after careful consideration, prayerful reading of scripture, I believe that it is not only our choice to defend ourselves but in actuality we are called by God to do so.  If we fail to protect our family we fail morally.  In brief, not resisting evil is an evil of omission, and an evil of omission can be just as evil as an evil of commission.

Read on to see what I learned.

Continue reading

SBA 7(a) program runs out of funds – Costs my company $10,000

Subject: FW: Information Notice 7(a) Loan Program Authorization Level

This is an email I just sent out to all of the employees of www.ThatCompany.com

 

sbahalt

 

 

It’s a good headline in the big scheme of things.. It means that the economy is recovering.

 

It’s a TERRIBLE headline if you are a day from being approved and cannot get funded until next fiscal year (October 1), and the contract you are under requires you to close by August 14th.

 

Our building deal just went up in smoke.  Today we were expecting the bank to give us our letter of commitment, thereby committing to a loan on our new office building.  However, with this news the loan can’t be funded until the Federal Government’s next fiscal year (October 1, 2015) or unless congress takes action (ha-ha our Congress taking action, there is nothing funnier) , and since our contract would require us to close on the building by August 14, 2015, we simply cannot go forward under those conditions / risks.

That said the situation also just cost us to lose approximately $10,000.  We had hard money spent on the Survey, appraisal, and environmental study, along with additional costs to our CPA firm for preparing and re-preparing numerous financial reports in pursuit of this loan.

All is not lost however. Simply delayed.  The building may or may not be available when the SBA 7a program is funded in October.  If it is available, we can obviously make another offer and pick up where we left off (if the seller would be willing to tie it up again for us, as it obviously didn’t work out to well for them this time).  If the building is not available, then we are back at a new square looking for a new location.  But having been through this once it won’t take us long to get approved again.  The only difference being; we’re $10,000 lighter as the environmental, Survey, and appraisal are useless on any other property.

Obviously, I am not too happy.  I damn sure didn’t want to lose 10 grand, and even more so I didn’t want to waste all of this time.  I have spent the better of the last 4 month working on this.  It really is a “bummer” to have come this far, poured this much time and effort in, only to have it all wasted at the last moment.

On the positive side had this announcement come 2 business days later we might have been on the hook for an additional $15,000 in earnest money.  Timing is everything.

And for those that want more… below is the actual announcement from the SBA to our lender yesterday. Sigh…

 

Ken Knorr

CEO

That Company

a division of Buildtelligence

  • 352-319-0222
  • 352-323-4822

 

From: Burr.Gail [removed@SunTrust.com]
Sent: Thursday, July 23, 2015 10:56 AM
To: Ken Knorr
Subject: Information Notice 7(a) Loan Program Authorization Level

 

Here is the email from SBA that speaks to the 7(a) funding.
From: Bryant, Rosalind D. [removed@sba.gov]
Sent: Thursday, July 23, 2015 08:48 AM
Subject: Information Notice 7(a) Loan Program Authorization Level

 

******URGENT******

Information Notice

TO:                All SBA Employees CONTROL NO.: 5000-1344
SUBJECT: 7(a) Loan Program Authorization Level EFFECTIVE: 7-22-2015

 

In recent months, SBA’s 7(a) program has experienced unprecedented demand from America’s small business community.  SBA has already approved over 45,000 loans this year totaling more than $16.5 billion, a 25 percent increase over this same period last year.  At this rate of usage, the program will hit its FY 2015 loan volume ceiling of $18.75 billion before the end of the fiscal year and likely within the next few days.  Once this statutory cap is reached, SBA will be forced to suspend its 7(a) small business lending until the start of the new fiscal year on October 1, 2015, unless the 7(a) loan authority is increased.

 

SBA recognizes that any lapse in the 7(a) loan program would impact thousands of entrepreneurs and businesses who rely on the program to overcome their inability to otherwise secure the credit necessary to start or expand their business.  SBA is working with Congress to avoid a suspension by raising the statutory loan cap, but there can be no assurance as to the timing or likelihood of a legislative solution.

 

Accordingly, SBA is providing information in anticipation of the end of the availability of 7(a) loan authority.  Applications will be processed up to the point of approval and then will be placed into a queue awaiting the availability of program authority (the “Queue”).  Once program authority becomes available due to Congressional action or as a result of cancellations of loans previously approved this fiscal year, applications in the Queue will be funded in the order they were approved by SBA, with the exception that requests for increases to previously approved loans will be funded before applications for new loans.

 

There is sufficient program authority to fund loans already accepted for processing by SBA’s Loan Guaranty Processing Center.  Applications submitted under delegated and non-delegated processes after the date of this Notice will be placed in the same Queue.  Applications placed in the Queue awaiting the availability of program level may experience significant delays and may not be funded until on or after October 1.

 

The Certified Development Company (504) Program continues to have available capacity to fund 504-eligible loans through the end of the fiscal year.

 

SBA Field Offices must notify lenders about this Notice.  Questions concerning this Notice should be directed to the lender relations specialist in the local SBA field office.  The local SBA field office may be found at www.sba.gov/localresources.

 

Amazing People Can Come From This Town

It’s true and our young people should be taught to believe it, and our teachers and guidance counselors should remember it everyday they work with a student who seems uninspired.  If you know someone who attends a Lake County school, attended, attends or is considering attending Lake Sumter State College, they should read this.

In late September Phil Baran was awarded a McCarthar Foundation Fellowship.  The MacArthur Fellowship is a five-year grant to individuals who show exceptional creativity in their work and the prospect for still more in the future. The fellowship is designed to provide recipients with the flexibility to pursue their creative activities in the absence of specific obligations or reporting requirements. There are no limits on age or area of activity. Individuals cannot apply for this award; they must be nominated. Continue reading

Geeks.com Closes – Was Google the Cause?

Today I went to look at Geeks.com.

I found this on their home page:

 

geeks.com closes

17 years of service, almost half a billion dollars worth of computer products put in the hands of loyal Geeks worldwide, jobs for hundreds of people and support for their family members. That is what Geeks.com meant to us and the people who worked here.

But all good things come to an end.

As of today, Friday, August 2nd, 2013, we are turning off ordering on Geeks.com. We will cease to sell and ship products immediately. Geeks.com has always stood behind our products and don’t intend to stop now. Any orders placed will ship. We plan on fulfilling all of our responsibilities, including orders, credits, and we will have a small staff on hand to answer questions, to process returns, and to faithfully honor warranties. Be patient as we will have no phone support.

They went on to say more about why.  I am pretty sure that they are blaming Amazon.com for their demise.  When they said: Continue reading

[VIDEO] The Good Human – Faith in Humanity

All too often we forget that there are good people out there.

People that are willing to sacrifice their time, their energy and even sometimes their lives to help an animal in need.

Have you ever helped an animal in need?

Continue reading

Update: Will Bruce Colton Act Now? Kaitlyn Hunt violated court orders

– Crimesider – CBS News reported:

Prosecutors say Hunt, 19, contacted the girl almost daily since March 1, a violation that could put her back in jail, according to the paper.  Court documents filed Thursday reportedly allege Hunt and the girl had contact through nearly 20,000 text messages and Facebook.  “The state is in possession of over 25 lewd and lascivious photographs the defendant sent the child victim,” the court motion says, according to the paper.  According to NBC affiliate WPTV, the state attorney’s office says Hunt sent sexually explicit photos, a video and the two even continued to secretly meet.  “The court can basically hold Kaitlyn in pre-trial detention. Basically in jail until this case gets resolved,” Michelle Suskauer, a legal analyst, told WPTV.  The station reports investigators also say Hunt’s mother texted the alleged victim and urged her to delete “everything” so no one would find out the girl and Hunt had spoken. (read the full report)

So the question is will Bruce Colton now actually do his job? Continue reading

Bruce Colton State Attorney – Step up and do your Job

From the “That’s Just Outrageous File”

Kaitlyn Hunt sexual predator escapes prosecution and offered plea deal because of pressure created by the press

Kaitlyn Hunt sexual predator escapes prosecution and offered plea deal because of pressure created by the press

Kaitlyn Hunt, a high school cheerleader arrested on felony sexual assault charges for her relationship with a 14-year-old female classmate has been offered a plea deal on her 19th birthday.  Authorities said Hunt was 18 when she had sex with her then-14-year-old girlfriend after the two met at Sebastian River High School in 2012.  She is being urged to accept the new deal which would keep her out of jail and prevent her from being registered as a sex offender. Prosecutors want Hunt to plead no contest to two counts of battery and one felony count of interference with child custody.  She would be subject to a curfew, have to perform 150 hours of community service and serve probation. Her case attracted a glut of publicity after her parents did multiple interviews, claiming that their daughter was only charged because she is gay.

If this was an 18 year old boy and a young girl there would be no outrage and no controversy. This is especially true since many others have been arrested and convicted under Florida law that puts the age of consent at 16 years. But since Kaitlyn and her “girlfriend” are homosexual an entire campaign has been built to get the authorities to “stop the hate” and drop the charges.

I feel bad for kids that make mistakes. But I feel worse for young children that are victims of deviant sexual predators. The Florida laws are designed to protect kids from these predators; and with the number of teachers getting arrested for sexual relationships with their students it is evident they are necessary. Letting Kaitlyn go without discipline under the law sets a dangerous precedent and shows that Bruce Colton is a gutless chicken, that is failing to serve his constituents.

The parents have pulled the press train up and Bruce is running for the door.  REALLY?

Continue reading

Tavares – Blue Rhino Plant Explosion – Social Media Documentary

 

All to often Social media timelines get buried as time goes by.  We see it as it happens but lose the “big picture” This web page documents the Blue Rhino Plant Explosion in Tavares, FL  on 7/29/13.   This is a collection of imagery and screenshots of posts made before during and after the tragedy, followed by 5 videos of the shocking scene.  All of this was collected from Facebook and YouTube.   If you have images that you think should be included in the slideshow please drop a link in the comments section and I will add them.

This documentary page is to honor those that were injured as well as the incredibly brave first responders. God Bless our Lake County Fire Fighters.

 

This slideshow requires JavaScript.

 

Read More

Continue reading

Why I am Not Going to Be Eaten by a Shark

Recently someone asked me “What’s the worst way you could think of to die?”  My Answer:  To be eaten

I don’t want to be eaten, not by anything.  Living in Florida and sometimes swimming at the beach, one of the ways I could be exposed to this threat would be from a shark…

So just how likely are you to be eaten or killed by a shark attack?

3D-shark-attack-wallpaperNot Very Likely

Put another way, more Americans were killed by collapsing sinkholes (16) than sharks (11) between 1990 and 2006, and more by tornadoes (125) than sharks (6) in Florida between 1985 and 2010. (And for all you “Sharknado” fans, those were shark-free tornadoes.) Continue reading